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Superannuation

Be aware of the various tax offsets that apply. You could be wasting money on unnecessary contributions tax.

Your MoneyCommentsPremiumUse the system to cut your CGT burden AND top-up super

The use of superannuation to quash or minimise capital gains tax is a popular strategy, but few proponents spell out the many tricks and traps that you need to be aware of. 

Nick Bruining

It’s a conundrum for many people about to retire. ‘Do I take the lump-sum leave amount, or work through my accrued leave and then quit, just before I’m due to return?’. Here’s why the right answer matters.

Your MoneyCommentsPremiumUse your leave or take lump-sum when you retire? It matters

It’s a conundrum for many people about to retire. ‘Do I take the lump-sum leave amount, or work through my accrued leave and then quit, just before I’m due to return?’. Here’s why the right answer matters.

Nick Bruining

Over the age of 75 and missed the boat on shifting your super into a tax-free component that means yours kids won’t pay a death tax? There is a solution, but it’s pretty grim.

Nick Bruining Q+ACommentsPremiumHow to avoid a super death tax after 75? The answer’s grim

Q+A: Over the age of 75 and missed the boat on shifting your super into a tax-free component that means yours kids won’t pay a death tax? There is a solution, but it’s pretty grim.

Nick Bruining

Syrah Resources’s Balama Graphite operation in Mozambique.

MiningPremiumSuper giant ups stake in struggling graphite miner

AustralianSuper has lifted its stake in struggling graphite miner Syrah Resources to just under 50 per cent after stepping in to support a major capital raising aimed at stabilising the business.

Ryan Johnson

Millions of Australians have recouped the losses that plagued their superannuation accounts in March as tensions ease around the US-Iran conflict ... but those who panicked may have missed out.

Your MoneyCommentsPremiumSuper funds recoup war losses, but only if you didn’t panic

Millions of Australians have recouped the losses that plagued their superannuation accounts in March as tensions ease around the US-Iran conflict ... but those who panicked may have missed out.

Ryan Johnson

A Byford GP has had his registration suspended for three months for submitting forms that enabled a female patient to pay for cosmetic surgery by accessing their superannuation early.

Super misuseVideoPremiumPerth GP suspended in superannuation abuse crackdown

A Byford GP has had his registration suspended for three months for submitting forms that enabled a female patient to pay for cosmetic surgery by accessing their superannuation early.

John Flint

How to make sure your superannuation savings go to your kids when you shuffle off and don’t end up in the pockets of the taxman? Here’s your no-nonsense guide to the recontribution strategy ...

Your MoneyCommentsPremiumYour easy-to-follow guide to dodging the super death tax

How to make sure your superannuation savings go to your kids when you shuffle off and don’t end up in the pockets of the taxman? Here’s your no-nonsense guide to the recontribution strategy.

Nick Bruining

Retiree Mike Welsh at home in Applecross.

Your MoneyCommentsPremiumStop giving your hard-earned super savings to the taxman

How to make sure your superannuation savings go to your kids when you shuffle off and don’t end up in the pockets of the taxman? Here’s your no-nonsense guide to the recontribution strategy ...

Nick Bruining

AustralianSuper has snapped up Qantas shares as they dipped amid the Middle East conflict.

AviationCommentsPremiumAustralianSuper snaps up big slice of Qantas with $723m buy

AustralianSuper has officially become a substantial investor in Qantas after amassing shares as the Middle East conflict flared up, buying in earnest as the price dipped.

Rebecca Le May

Robbie Campo is the incoming CEO of HESTA

Your MoneyCommentsPremium$100b super fund appoints new CEO

The $100 billion industry superannuation fund HESTA has tapped Robbie Campo as its next chief executive, with Ms Campo to succeed Debby Blakey from August.

Ryan Johnson

AustralianSuper attributed the increases to a rise in death and total and permanent disablement and income protection claims paid out over the past year.

Your MoneyCommentsPremiumThis big-name super fund is hiking its life insurance costs

Members of this big-name super fund are about to cop a hefty hike in life insurance premiums that could see account balances eroded by hundreds of dollars a year. 

Nick Bruining

A super recontribution strategy sounds complex but it’s really not. And it can prevent a big chunk of the superannuation savings you’ll pass on to loved ones going to the taxman. Here’s how it works.

Nick Bruining Q+ACommentsPremiumHow to help your kids dodge a death tax bullet

Q+A: A super recontribution strategy sounds complex but it’s really not. And it can prevent a big chunk of the superannuation savings you’ll pass on to loved ones going to the taxman. Here’s how it works . . .

Nick Bruining

Older Australians fear they will run out of money in retirement. NewsWire / Nicholas Eagar.

NEWSKey retirement mistake most Aussies make

After a lifetime of working and saving, older Australians are making a critical mistake in their retirement, costing them in their post work life.

Cameron Micallef

Not Supplied

Your MoneyCommentsPremiumSuper move amid panic which could cost Aussies $57,000

Panicked super fund members are making a move which potentially costs them tens of thousands in retirement savings.

Abisha Sapkota

New ‘payday super’ laws take effect on July 1. But there’s a few traps for workers who pay to retire on June 30 but also want to max out their nest egg contributions.

Your MoneyCommentsPremiumNew payday super could mess up your retirement plans

New ‘payday super’ laws take effect on July 1. But there’s a few traps for workers who pay to retire on June 30 but also want to max out their nest egg contributions.

Nick Bruining

Some regard ‘investing’ as sticking money into an asset that generates a regular income return. The only way you can make money on crypto is to find someone who is prepared to pay more than you paid. 

Nick Bruining Q+ACommentsPremiumBitcoin’s wild swings prove crypto is ultimate mug’s game

Q+A: Some regard ‘investing’ as sticking money into an asset that generates a regular income return. The only way you can make money on crypto is to find someone who is prepared to pay more than you paid. 

Nick Bruining

Your super balance is growing. So why does retirement feel further away? When the blueprint keeps changing, even disciplined, long-term savers can start to feel like they’re building on shifting ground.

Your MoneyCommentsPremiumWhy retirement now feels harder (and what to do about it)

Your super balance is growing. So why does retirement feel further away? When the blueprint keeps changing, even disciplined, long-term savers can start to feel like they’re building on shifting ground.

Felipe Araujo

The stock market has taken a beating over the past month. Those who have assets that pushed them over the upper age pension cut-off limit could now find themselves eligible again. Here’s how it works ...

Nick Bruining Q+ACommentsPremiumDoes the market crash mean I can reclaim a pension?

Q+A: The stock market has taken a beating over the past month. Those who have assets that pushed them over the upper age pension cut-off limit could now find themselves eligible again. Here’s how it works ...

Nick Bruining

Not Supplied

NEWSPremium‘Live for today’: Retiree’s epic Aussie road trip

A retired teacher has withdrawn $130,000 from her superannuation to buy a camper and spend eight months driving around Australia.

Cameron Micallef

Rising cost-of-living pressures and interest rate hikes have led to younger workers setting their sights on huge superannuation balances.

Your MoneyCommentsPremiumAussies reveal insane superannuation target as cost pressures bite

Rising cost-of-living pressures and interest rate hikes have led to younger workers setting their sights on huge superannuation balances.

Cameron Micallef

Candy kingpin David King is one of many small business owners feeling the pinch from rising costs.

Your MoneyPremiumSmall biz owners will dip into own pockets for payday super

Almost a third of small business owners are considering dipping into their personal savings to meet super obligations for their staff.

Farid Farid

Australians insurance premiums will jump on April 1, but insurers may charge customers from March 25. NewsWire / Nicholas Eagar

HEALTHPremiumAussie households brace for triple bill shock

Household budgets face a massive blow from Friday as mortgage rate hikes take effect, health insurance premiums surge and cost of living pressures mount.

Cameron Micallef

ASIC alleges some financial advisers convinced people to invest their super and funnelled hundreds of millions of dollars into the Shield and First Guardian funds. A Current Affair

newsPremium‘I have nothing’: Joyce’s ex in super crash

Barnaby Joyce’s ex-wife has revealed she lost more than $400,000 after the biggest superannuation collapse in history.

Angie Raphael

Fund members watching the war blast a hole in their savings have been urged to look through the chaos and refrain from snap investment decisions that could rob them of the benefits of a market rebound.

Your MoneyCommentsPremiumIs it now time to hit the retirement panic button?

Fund members have been watching the war blast a hole in their savings. Is now the time to rethink your investment mix?

Daniel Newell